Future Value with Payments Calculator
Calculate the future value of investments with regular payments easily using our free online FV calculator with PMT, suitable for finance, savings, and investment planning.

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About This Tool
Our FV calculator with PMT is an intuitive online tool designed to help users estimate the future value of investments or savings accounts, including regular periodic payments. By inputting details like the initial principal, payment amount, annual interest rate, and investment duration, users can quickly see how their money will grow over time.
This calculator supports different compounding frequencies, allowing precise calculations based on monthly, quarterly, semi-annual, or annual compounding. It calculates the total future value by considering both the lump sum and the periodic contributions, making it ideal for planning retirement savings, loan amortizations, or growth forecasts.
Designed for students, financial professionals, investors, and individuals managing their finances, the tool simplifies complex calculations into a straightforward experience. It offers quick results, clear formatting, and the ability to share or export data for reporting purposes. Advanced features like scenario comparison, graph visualization, and calculation history are available to enhance financial analysis.
Whether you're planning your savings, evaluating investment options, or assessing loan repayment strategies, this FV calculator with PMT provides reliable, instant insights to support informed decision-making.
How to Use
1. Input your initial principal amount.
2. Enter your periodic payment amount.
3. Select your annual interest rate.
4. Specify the total number of periods (months or years).
5. Choose the compounding frequency.
6. Click the 'Calculate' button to see the future value result.

FAQs/Additional Resources
Find Quick Answers
What is the future value with periodic payments?
Can I include varying payment amounts?
What does compounding frequency mean?
Is this tool suitable for loan repayment planning?
Is my data saved or exported?
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