RMD Calculator
Quickly calculate your Required Minimum Distribution (RMD) with this free online tool, suitable for retirees, accountants, and financial advisors.

Check It Yourself
About This Tool
This RMD calculator provides a simple way to determine your required minimum retirement distributions based on your age, IRA or 401(k) balance, and IRS distribution tables. It automates the use of official divisor factors, reducing errors and saving time. The tool is ideal for retirees, financial professionals, and accountants who need fast, accurate calculations for compliance and planning purposes.
By entering your current age, account balance, and selecting the appropriate IRS table, the calculator instantly provides the RMD amount you must withdraw this year. Key features include support for multiple IRS tables, clear result presentation, and options to copy or export the results. The user interface is clean and accessible, with responsive design for both desktop and mobile devices.
Whether you're preparing for yearly tax filings, planning retirement withdrawals, or managing multiple accounts, this tool simplifies the process and improves accuracy, helping you stay compliant with IRS rules and optimize your retirement income strategy.
How to Use
1. Enter your age in years.
2. Input your total retirement account balance.
3. Select your IRS distribution table.
4. Click the 'Calculate' button.
5. View your RMD amount and divisor instantly in the results panel.

FAQs/Additional Resources
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What is an RMD?
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