Money Duration Calculator
Estimate how long your savings or investments will last based on your spending and withdrawal rate with this easy, free online calculator.

Check It Yourself
About This Tool
This Money Duration Calculator helps users estimate how long their savings will last given specific expenses and withdrawal rates. Whether you're planning retirement, managing cash flow, or budgeting, this tool provides quick insights into your funds' longevity.
Simply input your total savings, your monthly or annual expenses, and select your withdrawal percentage. The calculator then determines the approximate time your funds will last in months and years. Optional features include adjusting for inflation and visualizing depletion through graphs.
Designed for individuals, financial advisors, and small businesses, this flexible tool simplifies complex calculations and supports better financial decision-making. It is fast, accurate, and accessible across devices, making it ideal for quick planning and detailed analysis alike.
How to Use
1. Enter your total savings amount.
2. Provide your monthly or annual expenses.
3. Select your withdrawal rate and expenses mode.
4. Optionally, set inflation rate.
5. Click 'Calculate' to view the estimated duration of funds.

FAQs/Additional Resources
Find Quick Answers
How accurate is the longevity estimate?
Can I include inflation in the calculation?
What if my expenses exceed my savings?
Is this tool suitable for complex financial planning?
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