Loan-to-Value Ratio Calculator
Determine your loan-to-value ratio quickly and accurately with this free online calculator, ideal for mortgage lenders, brokers, and real estate professionals.

Check It Yourself
About This Tool
The Loan-to-Value (LTV) Ratio Calculator is a practical tool for real estate, mortgage, and financial professionals to evaluate the proportion of a loan relative to the property’s value. By inputting the loan amount and property value, users can instantly obtain the LTV percentage, helping inform lending decisions, risk assessments, or compliance checks.
This calculator is designed with simplicity and accuracy in mind. It supports quick data entry, validation of inputs, and displays results in a clear, formatted manner. Additional features such as saving calculation history, exporting data, and multi-language support make it versatile for various user needs and regions.
Perfect for mortgage brokers, lenders, real estate agents, or financial analysts, this tool provides reliable instant results that streamline evaluation processes and help ensure regulatory compliance or risk management. Whether assessing individual loans or comparing multiple properties, users benefit from a straightforward interface combined with precise calculations.
How to Use
1. Enter the total loan amount in the 'Loan Amount' field.
2. Enter the property’s appraised value in the 'Property Value' field.
3. Click the 'Calculate' button.
4. View the LTV percentage displayed below the form.
5. Optionally, reset or copy results for your records.

FAQs/Additional Resources
Find Quick Answers
What is a loan-to-value (LTV) ratio?
How is the LTV ratio calculated?
Can I use this tool for commercial property loans?
Is this calculator free?
What if my inputs are invalid?
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