LGPS Retirement Early Calculator
An easy-to-use online calculator to estimate LGPS retirement benefits and assess early retirement options for public sector employees.

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About This Tool
This LGPS Retirement Early Calculator is designed for UK public sector employees to estimate the benefits of early retirement under the Local Government Pension Scheme. Users input their salary, contribution rates, service years, and desired retirement age, and the tool calculates projected pension payouts, lump sums, and retirement dates.
By providing quick, accurate estimates, it helps individuals and advisors plan financially for early retirement goals. The calculator considers salary growth, contribution impact, and pension accrual rules, making it an essential planning tool for those aiming to retire ahead of the standard pension age.
Ideal for public sector workers, human resources, and financial planners, the tool supports scenario comparisons and offers options to export results for further analysis. Its user-friendly interface and clear output make complex pension calculations accessible to users with varying financial literacy levels.
How to Use
1. Enter your current annual salary.
2. Input your total pensionable service years.
3. Specify your annual contribution amount.
4. Choose your desired retirement age.
5. Click 'Calculate' to view estimates of pension benefits and early retirement suitability.

FAQs/Additional Resources
Find Quick Answers
Can this calculator help me determine if I qualify for early retirement under LGPS?
Does the tool account for salary increases or inflation?
Can I export or share my retirement projections?
Is this tool applicable for other UK pension schemes?
Does it consider tax implications or personal circumstances?
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