Loan & Debt Calculator

About This Tool

This Loan & Debt Calculator is a versatile online tool that enables users to calculate monthly loan payments, total interest paid, and overall repayment amounts based on principal, interest rate, and loan term.
Designed for individuals, financial advisors, and small businesses, it simplifies complex amortization formulas into an intuitive interface, making debt planning accessible to all.
Users enter key parameters such as loan amount, annual interest rate, loan duration, and optional fees or down payments. The calculator processes these inputs to generate an accurate payment schedule, visual summaries, and detailed breakdowns.
Key features include an editable amortization schedule, multi-currency support, and export options for reports. Whether evaluating a mortgage, personal loan, or business debt, this tool provides clear insights to support effective financial decisions.
Ideal for those seeking quick calculations without complex software, it promotes financial literacy and helps prevent payment surprises through comprehensive, easy-to-understand results.

Sign in to see all your usage