Home Equity Calculator

Calculate your home equity quickly by entering your home's current value and remaining mortgage balance.

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About This Tool

This home equity calculator helps homeowners determine the equity they have built in their property. Equity is the difference between the current market value of your home and the outstanding balance on your mortgage. Simply input your home's estimated value and your remaining mortgage balance (plus any additional liens if applicable) to calculate both the equity amount and the equity percentage. This tool is useful for financial planning, refinancing decisions, or assessing your net worth.

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How to Use

Enter the current market value of your home in the 'Home Value' field.
Enter the remaining balance on your mortgage in the 'Mortgage Balance' field.
Optionally, add any other liens or loans secured by the property in the 'Additional Liens' field.
Click the 'Calculate Equity' button to see your results, including equity amount and percentage.

Frequently Asked Questions

Find Quick Answers

What is home equity?

Home equity is the portion of your property that you truly own, calculated as the current market value minus any outstanding mortgage balances or liens.

Why is my equity percentage important?

Equity percentage shows how much of your home you own relative to its value, which can affect loan eligibility, refinancing options, and overall financial health.

Can I include additional loans in the calculation?

Yes, use the 'Additional Liens' field to include any other secured debts, such as home equity loans or second mortgages, for a more accurate equity calculation.

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