FV PV Calculator

Calculate future value (FV) and present value (PV) instantly with this free online financial calculator.

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About This Tool

This FV PV Calculator helps you compute the future value (FV) and present value (PV) of investments or loans based on key financial parameters. Enter values for present value, future value, interest rate, number of periods, and payment amount to perform accurate calculations. The tool supports both FV and PV modes, uses standard financial formulas, and provides detailed results with clear formatting. It's ideal for financial planning, investment analysis, and educational purposes.

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How to Use

Select calculation mode: 'Calculate FV' or 'Calculate PV'.
Fill in the required fields (e.g., for FV, enter present value, interest rate, periods, and payment).
Click the 'Calculate' button to see results.
View the detailed output in the result section below.

Frequently Asked Questions

Find Quick Answers

What is Future Value (FV)?

Future Value (FV) is the value of a current asset at a future date based on an assumed growth rate (interest rate). It helps estimate how much an investment will be worth over time.

What is Present Value (PV)?

Present Value (PV) is the current value of a future sum of money or stream of cash flows given a specified rate of return. It's used to determine how much future money is worth today.

What formulas does this calculator use?

For FV: FV = PV × (1 + r)^n + PMT × [(1 + r)^n - 1] / r. For PV: PV = FV / (1 + r)^n + PMT × [1 - (1 + r)^-n] / r. Where PV=present value, FV=future value, r=interest rate per period, n=number of periods, PMT=payment per period.

Can I calculate with regular payments?

Yes, you can include a payment amount (PMT) for scenarios like annuities or loan repayments. Leave it as 0 if no payments are involved.

Need to run multiple calculations?

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