Future Value Annuity Calculator

Calculate the future value of an annuity with regular payments and compound interest.

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About This Tool

This Future Value of Annuity Calculator helps you determine how much a series of regular payments will be worth in the future, considering a fixed interest rate and compounding periods. It supports both ordinary annuities (payments at the end of each period) and annuities due (payments at the beginning). Useful for retirement planning, loan assessments, and investment projections.

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How to Use

Enter the present value (optional, leave 0 if none).
Input the regular payment amount.
Set the annual interest rate (as a percentage).
Specify the number of periods (e.g., years).
Choose payment timing: end (ordinary) or beginning (annuity due).
Click 'Calculate Future Value' to see the result.

Frequently Asked Questions

Find Quick Answers

What is the difference between ordinary annuity and annuity due?

Ordinary annuity has payments at the end of each period, while annuity due has payments at the beginning, resulting in a higher future value due to extra compounding.

Can I calculate without an initial present value?

Yes, simply set the present value to 0, and the calculator will compute based only on the regular payments.

How is the interest rate applied?

The interest rate is compounded per period. For annual calculations, use the annual rate; for monthly, convert accordingly.

Need to run multiple calculations?

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