SSY Calculator

Calculate the maturity amount and interest for Sukanya Samriddhi Yojana savings scheme with this free online calculator.

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About This Tool

This Sukanya Samriddhi Yojana calculator helps you estimate the future value of your investments in the SSY scheme. Enter your annual deposit amount, current interest rate, and investment period to calculate the total maturity amount, interest earned, and see a year-by-year breakdown. The calculator uses compound interest formulas to provide accurate projections for this government-backed savings scheme for girl children.

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How to Use

Enter the annual deposit amount you plan to invest in Sukanya Samriddhi Yojana.
Enter the current interest rate for SSY accounts (default is set to current rate).
Select the investment period in years (maximum 21 years for SSY).
Choose whether you make deposits at the beginning or end of each year.
Click 'Calculate' to see the maturity amount, total interest earned, and year-by-year breakdown.

Frequently Asked Questions

Find Quick Answers

What is Sukanya Samriddhi Yojana?

Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme in India specifically designed for the girl child. It offers attractive interest rates and tax benefits under Section 80C of the Income Tax Act.

What is the maximum investment period for SSY?

The maximum investment period for Sukanya Samriddhi Yojana is 21 years from the date of account opening, or until the girl child turns 21 years old, whichever comes first.

How is interest calculated in SSY?

Interest in Sukanya Samriddhi Yojana is calculated using compound interest formula. The interest is compounded annually and credited to the account at the end of each financial year.

What is the minimum and maximum deposit amount?

The minimum annual deposit for SSY is ₹250, and the maximum is ₹1.5 lakh per financial year. Deposits can be made in multiples of ₹50.

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