Online Pay Calculator UK

Calculate your take-home pay in the UK with this free online pay calculator. Includes tax, National Insurance, pension, and student loan deductions.

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About This Tool

This UK Pay Calculator helps you estimate your net take-home pay after all deductions. Simply enter your hourly rate or annual salary, hours worked, tax code, pension contributions, and student loan plan to get an accurate breakdown of your gross pay, tax, National Insurance, pension deductions, and net pay. It uses the latest 2024-2025 UK tax bands and rates for precise calculations. Perfect for employees, contractors, and freelancers in the UK to plan their finances.

Save your calculation history with a free account

How to Use

Enter your hourly rate (or annual salary) and hours worked per week.
Select your tax code (default is 1257L).
Enter your pension contribution percentage (if any).
Choose your student loan plan (e.g., Plan 1, Plan 2, or none).
Click 'Calculate Pay' to see your detailed pay breakdown.
Review the results showing gross pay, deductions, and net take-home pay.

Frequently Asked Questions

Find Quick Answers

What tax rates does this calculator use?

It uses the 2024-2025 UK tax bands: Personal Allowance (£12,570 at 0%), Basic Rate (£12,571 to £50,270 at 20%), Higher Rate (£50,271 to £125,140 at 40%), and Additional Rate (over £125,140 at 45%).

Does it include National Insurance calculations?

Yes, it calculates National Insurance contributions based on the 2024-2025 rates: 8% for earnings between £12,570 and £50,270, and 2% for earnings above £50,270.

Can I calculate monthly or annual pay?

The calculator works with hourly inputs and converts to weekly, monthly, and annual amounts automatically. You can view results in different periods.

Is this calculator free to use?

Yes, this is a completely free online tool with no sign-up required. All calculations are done client-side in your browser.

Need to run multiple calculations?

Create a free account today to unlock unlimited daily runs, access advanced parameters, save your history, and request custom features.

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