CTC Calculator

Free online CTC calculator to compute your complete Cost to Company with detailed salary component breakdown.

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About This Tool

CTC Maker Online is a comprehensive Cost to Company calculator that helps employees and employers calculate complete salary packages. The tool breaks down CTC into all components including basic salary, house rent allowance (HRA), special allowances, provident fund (PF), gratuity, medical insurance, and other benefits. It calculates both employer and employee contributions to provide accurate monthly and annual salary breakdowns. Perfect for salary negotiations, job offer evaluations, and financial planning.

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How to Use

Enter your annual CTC amount in the first field
Fill in the percentage breakdown for basic salary, HRA, and other allowances
Specify PF contribution percentage (default is 12%)
Add any additional benefits like medical insurance, bonus, or other allowances
Click 'Calculate CTC Breakdown' to see detailed results
View monthly and annual breakdown with employer vs employee contributions
Download the summary as a text file for reference

Frequently Asked Questions

Find Quick Answers

What is CTC (Cost to Company)?

CTC stands for Cost to Company, which represents the total annual expenditure a company incurs for an employee. It includes direct benefits (basic salary, allowances), indirect benefits (PF, gratuity), and other perks.

How is take-home salary calculated from CTC?

Take-home salary = Gross Salary - (Employee PF contribution + Professional Tax + Income Tax deductions). Our calculator shows the complete breakdown including all deductions.

What is the standard percentage for basic salary in CTC?

Typically, basic salary is 40-50% of CTC, but this varies by company policy and industry standards. Our tool allows you to adjust this percentage according to your specific situation.

Does this calculator include income tax calculations?

This version focuses on CTC components and standard deductions (PF, gratuity). For detailed income tax calculations with latest tax slabs, consider using a dedicated tax calculator tool.

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