FV PV Calculator
Quickly calculate future and present values of financial assets with our free online FV and PV calculator, suitable for students and finance professionals.

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About This Tool
Our FV PV Calculator is a user-friendly online tool designed to perform essential financial calculations for personal and professional use. Users input principal amounts, interest rates, periods, and compounding frequency to determine the future value (FV) or present value (PV) of investments, loans, or savings. The calculator employs standard financial formulas to deliver accurate results instantly. Perfect for students studying finance, investors planning their portfolios, or businesses managing cash flows, this tool simplifies complex calculations into a few clicks.
The interface features clearly labeled input fields, an easy-to-press calculate button, and a results panel showing the computed FV and PV with currency formatting. The tool is fully responsive, working seamlessly on desktop and mobile devices. Additional options include copying results, exporting data as CSV or images, and toggling dark mode for comfortable usage in various environments.
Error handling ensures users are prompted to correct invalid or missing inputs. Optional features can include calculation history, multi-language support, and regional currency/local date formats for enhanced usability. This tool streamlines financial analysis, saving time and reducing errors in routine calculations without requiring advanced financial knowledge.
How to Use
1. Enter the principal amount in the 'Principal' field.
2. Input the annual interest rate (percentage).
3. Select the number of periods (years).
4. Choose the compounding frequency (monthly, quarterly, annually).
5. Click the 'Calculate' button to see FV and PV results.

FAQs/Additional Resources
Find Quick Answers
What is the difference between FV and PV in this calculator?
Can I use this calculator for different compounding frequencies?
Is the calculator suitable for complex financial products?
Can I export or save my calculations?
Is this tool free to use?
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