Financial PV and FV Calculator
Quickly compute present and future values with our free online financial calculator, ideal for investors, students, and financial professionals.

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About This Tool
This financial PV and FV calculator provides users with an easy-to-use interface to perform core investment and loan calculations. By inputting principal amounts, interest rates, periods, and compounding frequency, users can obtain precise present and future value estimates based on standard financial formulas. The tool is ideal for investors, students, financial analysts, and small business owners looking for quick, reliable calculations without complex spreadsheets. Its features include validation of numeric inputs, clear display of results with currency formatting, and the ability to copy or reset inputs easily. Designed with a modern, responsive UI, it adapts seamlessly for desktop and mobile use, emphasizing accessibility with high contrast, keyboard navigation, and screen reader support. Use cases range from personal savings planning, mortgage estimates, to investment evaluation and business budgeting. The straightforward workflow guides users from data entry to result viewing smoothly, with optional features like calculation history, dark mode, multi-language support, and export options enhancing usability and flexibility.
How to Use
1. Enter your principal amount in the 'Principal' field.
2. Input the annual interest rate in percentage.
3. Enter the number of periods (years or months, depending on compounding frequency).
4. Select the compounding frequency (monthly, quarterly, annually).
5. Choose the calculation type: 'Present Value' or 'Future Value'.
6. Click the 'Calculate' button to view results immediately.

FAQs/Additional Resources
Find Quick Answers
What is present value (PV) and future value (FV)?
Can I use this calculator for different currencies?
Does the tool support different interest compounding frequencies?
Is there a way to see calculation history?
What happens if I provide invalid input?
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